3 More Things to Look for in Your Food Warehouse

3 More Things to Look for in Your Food Warehouse

Posted by on Feb 27, 2019 in Business, Business Advertisement, Business Investment, Business Laws, Business Tips |

Every business that handles food and other consumable products should keenly understand and maintain an awareness of all industry guidance and regulations. There are rules and guidelines that govern all aspects of the supply chain that are specifically designed to protect consumers.

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Here are three more things that you must carefully consider before signing a contract for new warehouse facilities or partnering with a logistics company for your product storage and transportation needs.

Are there practical pest control processes in place?

All food storage facilities should have active pest control processes in place, covering both the interior and exterior of the premises. Request to see all pest control documentation and make sure to carefully inspect all aspects of the warehouse yourself. Inspect behind things like cupboards and longspan shelving units, monitoring the cleanliness of some of the more difficult to reach areas. Make a note of anything that concerns you, especially if you notice any indicators of pest infiltration such as holes in building walls, insects and droppings.

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Is the warehouse registered with all relevant UK and EU bodies?

It is essential that your warehouse is fully compliant with all appropriate bodies and submits to all inspections when required. It is vital that you understand precisely how food regulations affect every aspect of your business and the Food Standards Agency website is an excellent resource, housing a range of food law information.

Does the warehouse company have a good track record?

There are a variety of ways to establish whether your preferred potential logistics partner has a proven track record of handling food products safely. Undertaking a Google search for negative reports and/or reviews is an excellent place to start, however, your search should delve much deeper before signing any contracts.

As well as asking to see all food handling documentation, you should also review the firm’s health and safety records to ensure that all members of staff are provided with a safe and supportive working environment. Storage solutions including longspan shelving units should be safely secured and the layout of the warehouse should be conducive to a positive and easy to navigate workplace.

Your storage and distribution facilities form an important aspect of your business and ensuring that they are fully compliant with all food handling requirements is vital to maintaining consumer confidence in your company.

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8 Questions to Ask Your Mortgage Lender

8 Questions to Ask Your Mortgage Lender

Posted by on Dec 23, 2018 in Business Laws, Business Tips |

Experts say that when looking for a mortgage loan lender, it’s best to have at least three choices to choose from. But what happens next after you’ve gathered the three best options? To help you decide, asking necessary questions will make your quest an easier one.

Here are eight questions to ask your future mortgage lender when applying for Texas Home Loans.

How Much Money Can You Lend Me to Buy a House?

Once you’ve successfully provided the requirements needed for a loan, they will give you a loan estimate. After knowing the amount you can get from a home loan, you can now go house hunting that fits your budget.

How Much Down Payment Do I Need to Give?

If you’re a first-time home buyer, you should know that the bigger down payment you give, the better. While it is true that some lenders won’t ask for a down payment, it’s best to ask your mortgage officer as different types of loans will require you to pay a down payment upfront.

Is There a Prepayment Penalty?

We know one thing’s for sure – you’ll ask about the monthly payment. But did you know that the prepayment penalty exists? It is a penalty one has to make in case you pay a loan off too early. It’s best to take your business elsewhere if your lender says they do have this clause for their home loan.

How Much is the Interest Rate?

Your monthly payment will always have an interest rate, so make sure to check how much interest you need to pay before signing in the contract. The interest rate will depend on many factors such as your credit score, the location, and price of your home, the amount, type and terms of the loan and the type of interest.

Am I Qualified for Down Payment Assistance?

There are down payment assistance programs, and they can be local, state and national ones. If you find one that doesn’t offer such assistance, then it’s best to move on with the next mortgage broker.

Good Read: Down Payment Strategies for First-Time Home Buyers

What are the Pros and Cons of the Available Mortgages?

Your mortgage will either be a Fixed-Rate Mortgage (FRM) or Adjustable-Rate Mortgage. One of the differences between the two mortgages is that the FRM will have the same interest rate from start to finish. As for the ARM, the interest rate can fluctuate, but that doesn’t mean an FRM is always the best choice. It will still depend on how long you intend on that house.

What Other Fees Do I Need to Worry About?

The down payment, monthly and closing costs are not the only fees you need to pay. This only goes to show that all fees are not limited to the three fees mentioned, but can also go to third-party vendors like taxes, recording fees, appraisal, and Escrow – to name a few.

How Do You Plan to Communicate? Communication is essential, and you won’t want to be the last to know about the things that concern your loan. So, ask your lender how and who will inform you once there are updates, process, and steps that you need to take. Check on their contact numbers, if they will communicate via texts or calls, and if they have an online system, you can use to check in.

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How to Make a Conducive Environment in the Office

How to Make a Conducive Environment in the Office

Posted by on Dec 16, 2018 in Business Laws, Business Tips |

Working at a corporate office has never been easy. There is traffic that you need to battle every time you go to the office, commuting or having your car. Some co-workers keep grabbing you down out of the top, those who are with crab mentality. The office seems to be boring, and with a toxic environment, as well as a bossy boss. There are also late night overtime and dues. Imagine the struggles that a worker is facing in everyday office life. So, if you are a business owner, you must set a conducive environment in the office. By this, it will help your workers to focus on their work, become more productive, and then work becomes a happy place.

5 Points To Make Your Office a Conducive Environment

Add Comfortable Furniture

There are lots of modern office furniture Houston that you can choose from, make sure to consider the comfort and elegance. When there is comfortable furniture at the office such as a lounge, nap beds, and ergonomic chair, then the workers will become relaxed. When this happens, the productivity of a person will increase. Also, adding furniture in the office will leave an impression of elegance and comfort whenever you have visitors in the building. Drop by at this showroom for modern furniture. Just make sure that your employees are accommodating and friendly too.

Avoid Toxic Relationship

There are times that there is a worker who is having a crab mentality or a toxic personality, then the office becomes a toxic workplace. If you are the owner of the business, make sure you create a non-toxic environment. Be approachable, and avoid the bossy type. Also, remind the workers to do the same or make some getting to know activities so that everyone will be comfortable with each other.

Make Recreational Activities

It doesn’t mean that you have to go outside to have recreational activities. You can do it in the office such as a playroom to break the ice. Make a small recreational area so that your workers can have a 15 minutes break to either play chess, do yoga, or play computer games. Just make sure to limit it.

Create In Between Breaks

Most offices have lunch breaks only, remember that your employees can go hungry and bored too. So create in between meals break so they can pause for a while. If there are special case employees such as a breastfeeding mom, make sure to give lactation breaks too.

Put Free Food on The Pantry Bring free food in the pantry, and it doesn’t have to be expensive. Coffee and chocolate drink mixes can be available for free, so the workers will enjoy and have a booster whenever they feel bored or sleepy. You can also add some biscuits too.

The employees are essential in the company, and they should be well taken care of. But make sure they will not get too spoiled too. It is lovely to have a give and take relationship in the office. If they are ease, relax, and comfortable, then they will feel important and become more productive.

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How to Increase the Resale Value of Your First Car

How to Increase the Resale Value of Your First Car

Posted by on Dec 13, 2018 in Business Investment, Business Laws, Business Tips |

Owning a car is a fulfilling feeling, as well as driving it around. However, there are times that you need to resale it such reasons as you need a budget or you will buy a new car. So, in able to sell it at its maximum price, make sure to read this post. In this article, you will be given tips on how to increase the value of your car before the selling of it.

Tips on How To Increase The Value Of Your Car Before You Sell It On The Market

Have a Car Detailing Service

Go to a college station mobile car detailing for a car detailing service. Your vehicle must avail this service to have it look fresh, neat, and luxurious. Make sure to have an auto detailing every six months or once a year to have it maintained. It will increase the value of your vehicle and it will also make it looks good and will leave a great impression to the buyers. For an appointment, head to their office here and see what they offer.

Fix the Dents and Stains

Of course, dents and stains sometimes are inevitable especially if there are accidents. So before the sale, have it repaired in a car shop and make sure to have it repainted too for a fresher look. You don’t want to depreciate the value of your car because of dents and stains. Better head on a car shop immediately after the dents and stains occur.

Replace Tires

Bald tires will make your car look old and untidy so have all the tires replaced before the selling. Just make sure to add-ons all the additional expenses you have to its value.

Mind the Mileage

A car that is used for regular long trips will depreciate faster so make sure to have it rested once in a while. The higher the mileage of a car, the lesser value it will be. So always mind the distance and never forget the change oil process.

Use The Right Cleaning Products

When DIY cleaning, check the products that you are using. You might be damaging your car’s exterior with cleaning products not intended for vehicles. So make sure to buy products for cars, even if the price is higher, mind that you need to preserve the beauty of your vehicle.

Good read: What is Resale Value and What You Can Do to Maintain It

Park in Shaded Area

When your car is parked in an unshaded area, it will be exposed to the sun which may leave damage to your vehicle. So better invest in shaded or sheltered parking to secure your car.

Study Proper Maintenance

There is proper maintenance of a car, and you should be able to know how it works if you are unaware of the maintenance, make sure to contact your dealer or have someone do it for you. It is essential your car will be maintained to make sure that all parts are functioning well and will leave you no hassle. Car maintenance will also increase the value of your vehicle.

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